Spif Privacy Policy

1. Cookies are alphanumeric identifiers or files that we transfer to your device through your web browser/mobile device to enable our systems to recognise your browser. 
2. Most browsers allow you to prevent them from accepting new cookies or disable cookies altogether. Each browser is different; so check the ‘help’ menu of your browser to learn how to change your cookie preferences. Since cookies allow you to take advantage of some of the website’s essential features, we recommend that you leave them turned on. If you choose to decline cookies, you may not be able to use other interactive features on the Website
3. We may use cookies for a number of purposes, including to:
   1. Provide general internal analytics;
   2. Keep track of preferences you specify while you are using our Website’s;
   3. Support security measures, such as requiring re-login into the website after a certain time period has elapsed;
   4. Save your username and password, if you login to the Website, so that we can process the saved information and quickly log you into the Website; and
   5. Assist in identifying possible fraudulent activities.

1. User information mentioned in Clauses 1.1, 1.2, 1.3 and 1.4 may be utilised in the following ways and for the following purposes:
   1. To provide safe, efficient and smooth experience on the Website and allow you to participate in the features we offer on the Website;
   2. To process your registration and/or upload your user generated content;
   3. To process any payments made on or through the Website and any refunds you may get in your account through the Website;
   4. To enforce the applicable Terms of Use and minimise and protect you from fraud and other criminal activity;
   5. To carry out obligations arising from contracts between you and us including, but not restricted to, delivery of our services, collection of payment and provision of customer services;
   6. To provide you with information, products and services that you have requested/subscribed for, or agreed to receive;
   7. For internal operations such as troubleshooting, data analysis, research, testing and service improvement of the Website, and to improve the Website;
   8. To respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, and 
   9. To fulfil other purposes disclosed at the time you provide your information or otherwise, with your consent.
2. By visiting, accessing and/or using the Website and/or submitting your information, you consent to such use of your information, including your Personal Information and Usage Information.

1. We may share your information, including Personal Information and Usage Information to third parties, if we are under a duty to disclose or share such information in order to comply with any legal obligation, or where we believe, in good faith, that the law requires it, or at the request of Governmental authorities conducting an investigation or to respond to an emergency.
2. By visiting, accessing and/or using the Website and/or submitting your information, you consent to such transfer and disclosure of your information including your Personal Information and Usage Information.

1. Your information collected by us may be stored by us only for the period necessary for purposes specified hereinabove.
2. By visiting, accessing and/or using the Website and/or submitting your information, you consent to such storage of your information, including your Personal Information and Usage Information.

1. SPIF currently accepts donations from: (i) Indian citizens and organisations registered in India; (ii) Overseas Citizens of India (OCI) /foreign nationals; and (iii) organisations registered outside India, through various channels for donations made available on the Website. To this effect, if you wish to donate to SPIF, you will be asked to supply certain compliance related documentation including your Permanent Account Number or any other similar identification details applicable in your territory. However, this information is not stored on our servers, and will be stored with a third-party website.
2. If you wish to use the ‘DONATE’ feature on the Website, we may collect Personal Information of a third party, limited to the name and email address of such third party, for the purpose of issuing a ‘thank you’ note for the donation made by you on behalf of the third party (Third-Party Information). You agree that you are solely responsible for the permissibility of usage of the Third-Party Information, and SPIF will not be liable for any claims arising out of the use of the Third-Party Information. 
3. Anonymous donations will not be accepted. You agree that all information that you provide for the purpose of making a donation will be accurate, complete and current. Once you donate, you agree to fully complete and fulfil the obligations that arise out of your participation in donation / payments on the Website. You agree to pay all charges incurred by authorized users of your account and credit card or other payment mechanism at the prices in effect when such charges are incurred, to SPIF, through its bankers / credit card companies. You will also be responsible for paying any applicable taxes, if any.
4. You understand that donations once made cannot be charged back, except in cases of fraudulent use, once investigation is carried out by necessary governmental / bank authorities and proof substantiated. In case any donation receipt is issued against the same, that shall stand cancelled, and any income tax benefit so derived shall be null and void. Please note that with regard to any donations made to SPIF, the acceptance of the same is at the sole discretion of SPIF. SPIF reserves its sole rights to accept or reject any donation without assigning any reason thereof, with full money being refunded to the applicant.

1. You have a right to opt-out of providing any of the information mentioned in Clause 1.1. 
2. You have the right to withdraw your consent to the use, disclosure or transfer of your information mentioned in Clause 1.1. 
3. You have the right to update or correct your information provided under Clause 1.1. 
4. You have the right to unsubscribe from any commercial communication, which is not essential for us to provide you with our services. You may exercise such right by contacting the grievance officer as per Clause 6 of the Policy.

1. The name and contact details of our grievance officer is as provided below:
   Name: Weslin Panakal
   Designation: Grievance Officer
   Email: weslin@spif.in
   Phone Number: +91-9962525286
2. Our grievance officer may be contacted with respect to any complaints or concerns including those pertaining to breach of our Terms of Use and/or Privacy Policy.

1. We strive to ensure the security, integrity and privacy of your information and to protect your information against unauthorized access or unauthorized alteration, disclosure or destruction.
2. For the above purpose, we have adopted internal reviews of the data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where your information is stored.
3. We also have a comprehensive documented information security programme and policy which contains managerial, technical, operational and physical security control measures, as required by law.
4. However, in order to facilitate more effective data protection, we urge you to take steps to keep your information safe, by memorising your passwords, or keeping them in a safe place (separate from your account information), logging out of user accounts, and closing your web browser.

Effective Date: This Privacy Policy is effective as of Apr 2021.